Investing in property through superannuation

Using your superannuation to buy investment property is possible through a Self Managed Super Fund (SMSF) structure.

In 2007 new legislation was set that allowed you to borrow money using a non-recourse or limited recourse loan structure and purchase assets such as direct property using your SMSF. All the running expenses of the property are paid for by your super fund so your week-to-week cash flow is not affected.

Your SMSF can then gain from significant tax benefits like capital gains tax exemptions or tax-free income produced by the property once you reach pension phase.

The amount of Australians now using a SMSF to purchase property has grown dramatically since its inception and legislative changes back in 2007. This is generally for people who like knowing where their money is invested and think property is a good long term wealth-building vehicle.

Curtis Property Group don’t provide any Financial or Tax advice for its clients. It is recommended you seek professional independent financial and legal advice relating to the suitability of a SMSF.